In recent years, small and medium-sized enterprises (SMEs) have implemented a series of strategies for their development. These meet the demands of the environment and technological advances that require more and more good management of the resources available to them. Some of these resources are financial, as well as those of planning, marketing, among others. All this in order to successfully face the reality of which they are part.   Commercial Credit One of the strategies used is that of commercial credit , not being a generalized trend. This modality is used when small and medium enterprises have weaknesses. The unavailability of financial resources is one. Commercial credit is a…

You see the ads in newspapers, on television and on the internet. He listens to them on the radio. Receive pamphlets by mail, emails and even receive phone calls to offer credit repair services. Everyboby says the same: Do yourself a favor, and in passing, save some money This type of statements is not created: it is very likely that they are signs of a scam . In fact, lawyers working for the Federal Trade Commission (FTC), the national consumer protection agency, say they have never seen a legitimate credit repair operation make such statements. The truth is that there is no quick solution to recover your credit worthiness. You…

  The desire to take loans in foreign currencies is still not passing away and there is no sign that anything will change in the near future. Although the law on this type of loan was changed a few years ago, people’s willingness to borrow in other currencies has not changed. A loan in euros has many advantages that loans in Polish zlotys do not have. What are the advantages and exactly what the whole procedure looks like, which you have to deal with to get a loan in euros? Get a loan in euros Current European law says that to get a loan in euros, you must earn in…

Sometimes, each of us lacks money to buy the necessary things. The easiest and the most secure way to get them is to get a bank loan. What types of loans can we use? Consumer loan Consumer credit can be granted to all persons who achieve stable income. These incomes do not have to be high either. All banks grant consumer loans not only to persons employed under an employment contract, but also to those who receive a pension. In some banks, such loans can also be granted to persons who are employed under a specific work contract or mandate contract. In the latter case and in the case of…

The consumer credit allows individuals to have a sum of money loaned by a specialized institution to finance a purchase of goods or consumer services such as the purchase of a new vehicle. In order to obtain these funds, consumers can turn to different actors. Historically, in order to obtain a loan, the borrower had to get closer to his usual bank (or to solicit a bank). During a physical interview with a bank advisor, he had the opportunity to ask for a sum of money to finance a project. The mission of the specialized advisor was to support his client in his approach and to direct him towards a…

The credit despite running credit is not always avoidable. When building a house, it can be the additional financing, which makes an additional loan unavoidable. Life does not stop, just because a current credit agreement has not been fully repaid. Wishes want to be realized, some needs can not be deferred. An additional loan helps in these situations, but also carries the risk of living beyond your own circumstances. A loan despite running credit – what should be respected.

Interest mediation is offered by most banks (including Good Finance and Goodbank). At these banks you can use the mortgage interest means: What is interest averaging? Interest brokerage offers homeowners the opportunity to lower their mortgage interest rates. The current rate at the bank is averaged with the current mortgage rate in the market. The penalty interest and costs that banks charge for breaking the mortgage contract are settled in the new interest. This is also called an interim interest rate adjustment. Most banks offer interest-rate averaging Many banks, including Goodbank, did not offer interest-rate averaging for a long time. ‘Lack of clarity about the tax rules’ was mentioned as…

At present, the number of banks and non-bank companies that can grant loans is large. Thanks to this, everyone will be able to find an offer tailored to their needs.Among the most popular financial products, mention cash loans that are divided into several different groups, among them is a cash loan granted at the client’s home. Cash loan at the customer’s home – what is it? Most of us use bank accounts, which are a convenient solution. Especially since we can manage them freely via the Internet, as well as the funds accumulated on them. Therefore, if we take out a loan, in most cases the money received is transferred to our account. This…

The number of people who decide to use a housing loan in line with its most important purpose, role and function de facto it increases from year to year. Of course, this should not come as a surprise, after all, it is the housing loan that often allows us to do something very important, namely to get our own apartment. More information at aeoid.com How to treat a home loan? First of all, at the very beginning, you need to be aware of when and for what purpose a housing loan may find a specific application. It is, as the name suggests, intended for the purchase of an apartment on…

Are you overdraft debts? This article can then help you visualize the situation with more clarity and focus. Getting into doubt is something common in this troubled financially but calm phase that has a solution and a way out of the hole. Here are some tips for you to settle the overdraft debt ! How to organize with the debts of the overdraft? Before talking about how to solve this, it is worth explaining what exactly the overdraft is. This type of credit is usually pre-approved by the bank and is released to current account customers. It is the move that makes the value of the check be higher or…